Money Saver Home Loan
Home Loans with up to 12 EMIs* waived off
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Are you a customer who has a good payment track record with us? Do you ensure to pay your EMIs on time and with regularity? Then our Money Saver Home Loan might just be the right fit for you*.
You can potentially save 3 EMIs* each after the 3rd, 6th, 9th and 12th year and what’s more, this is at no extra cost.
Speak to us today to know more.
*Terms & Conditions apply.
*Terms & Conditions apply. The other terms and conditions of the sanction of loan including MITC, shall apply. Customer's grievances & redressal thereupon relating to operation of the product shall be dealt by the Piramal Finance Grievance Redressal Mechanism.
Minimum Age- 23 years
Maximum Age- 70 years
However, Director of listed Public companies will be treated as Salaried
Interest Rate | |
---|---|
Customer Type | Rates |
Salaried / Self Employed | Interest Rates starting from 11.00%* p.a |
Fees & Charges | |
Fees & Other Charges as applicable on application/ during the term of Loan are as under. These are subject to modifications from time to time as decided by Lender as per its internal policy and any such modification shall be notified by the Lender through its website or its branches or such other medium as Lender may consider appropriate | |
Schedule of Fees & Other Charges | Details |
Processing Fees |
|
Part Payment/Pre-closure charges |
|
Loan repayment instrument dishonour charges | Rs. 500/- + applicable taxes |
CERSAI charges | Rs. 500/- + applicable taxes |
Loan Pre-closure Statement | Rs. 1000/- + applicable taxes |
List of documents deposited with the Lender | Rs. 500/- + applicable taxes |
Loan Repayment Schedule | Rs. 500/- + applicable taxes |
Change of Loan repayment mode | Rs. 500/- + applicable taxes |
"Re-scheduling Loan terms (e.g. EMI Date change / EMI increase /Lowering of Tenor" | Rs. 5000/- + applicable taxes |
No Due Certificate issuance charges | 1st time free; subsequently Rs. 500/- + applicable taxes |
Statement of Account | Free once a year; subsequently Rs. 500 + applicable taxes |
Photocopy of documents | Rs. 500/- + applicable taxes |
Retrieval of original property documents | Rs. 500 + applicable taxes |
Additional Charges | 2% p.m. on Outstanding Amount for the non-compliance of any terms and conditions of the Transaction Documents by the Borrower, for the period beginning the date of such noncompliance until the same is cured to the satisfaction of the Lender + applicable taxes |
For detailed fees & charges and other Terms & Conditions click here |
Application form with a recent photograph
Co-applicant is mandatory. Additionally, WOMAN co-applicant is mandatory in certain cases
Application form with a recent photograph
Co-applicant is mandatory. Additionally, WOMAN co-applicant is mandatory in certain cases
The rate of interest for the same tenor for different clients can be different depending upon the combination of one or more factors listed above.