In 2014, after a strategic review of the growing business and spotting an opportunity in a competitive marketplace, the fiduciary business and PFL became an integrated platform under the leadership of Mr. Khushru Jijina. This reorganization was deliberate and served as the single most defining USP for the business and its subsequent growth. In combining the debt and the equity business, PFL was able to provide perpetual capital to a real estate developer i.e. operate across the entire capital stack right from early stage equity to senior secured debt. The team was also reorganized as per geography, with a local office in each target market for eyes and ears on the ground, along with a full pyramid of cross functional professionals, comprising investment, asset management, risk and legal.